How To Open Bank Account In Pakistan?
Opening account in Pakistan is much easy and also much difficult.
1-Why it is much easy to open new account in Pakistan?
It is easy because if anyone wants to open account he/she must have any his/her relative,friend in that bank where he/she want to open account.
One more easy way for opening account is: Opener should be rich like he just enters in the bank and said I want to deposit 3,4 lac or more than that then the staff stands up and start giving more respect to he/she and just says sir please have a seat.....The waiter goes shopping and bring some juice or make tea for sir. After that account should be created in minutes.
2-Why it is much difficult to open new account in Pakistan?
It is difficult because when any student or any low-income person wants to open an account in the bank and he/she enters in that bank and request to open his/her account the staff just mention the lame execute.
The lame excuses are: the system is not working, the staff is not available, my id is blocked, visit bank after one day or two days, you visit our another branch, documents are not complete etc.
My suggestion for students or some low-income type persons is that when he/she go to any bank first they must have these documents with them :
Documents Required For Opening Account
1:- Original CNIC (with 2 photocopies of CNIC)
2:- Proof of Profession (letter where its mention that you are doing a job, salary and experience with stump )
3:- Zakat Declaration (if you have)
4:- Student Card (if the student also bring father Proof of Profession)
5:- Any latest bill (like internet bill, gas bill, electricity bill)
During the process of opening account you must know about these things:
1:- Mobile Number
2:- Email address
3:- Your Home Address (where you receive the letter)
4:- Proper Signatures (same sign on every paper)
5:-One Thousand Rupees (1000 Rs fee for a card)
Now after all details you have to put your left/right them and then they will verify you by nature and then your account should be activated after next one working day and you should receive letter after maximum 5 to 6 working days at your home address then you have to take letter in bank and they will give you your check-book and Visa Debit card.
Now the next step is to activate your card you have to call on the number which is on the back side of the card and activate your card (you must have 40 to 50 rupes on mobile).
Now your account and card both are activated and enjoy banking.
Important tips for Students or low-income Person
Now please listen me carefully whenever you goes to the bank you need to be clever at that time with stuff like if they doing same like lame excuses like if they said that system is not working you just said that I call on helpline of your bank they said me that all system is working fine and so its request to open my account.
You also said to staaf that my documents are also complete and this is a 3rd or 4th time I m coming but you guys are not cooperating with me. After that, they might start the process to open an account and kindly be sharp and clever to bank staff then they open the account.
I have all the idea about that and I also visit 4 to 5 times in different banks that's why I have experience of that and I share with you today.
Message for Bank Staaf
Its message for staff that please do a proper job don't play with peoples being a good Pakistani and cooperate all equally whatever he is rich or poor its humble request from all Pakistanis
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